Thursday, February 25, 2010

Thursday, February 11, 2010

Verse of the Week

"But He was pierced for our transgressions, He was crushed for our iniquities; the punishment that brought us peace was upon Him, and by His wounds we are healed." Isaiah 53:5

"What does the Bible say about a Christian going into debt?"

Question: "What does the Bible say about a Christian going into debt?"

Answer:
Paul's charge to us in Romans 13:8 to owe nothing but love is a powerful reminder of God's distaste for all forms of debt that are not being paid in a timely manner (see also Psalm 37:21). At the same time, the Bible does not explicitly command against all forms of debt. The Bible warns against debt, and extols the virtue of not going into debt, but does not forbid debt. The Bible has harsh words of condemnation for lenders who abuse those who are bound to them in debt, but it does not condemn the debtor.

Some people question the charging of any interest on loans, but several times in the Bible we see that a fair interest rate is expected to be received on borrowed money (Proverbs 28:8; Matthew 25:27). In ancient Israel the Law did prohibit charging interest on one category of loans—those made to the poor (Leviticus 25:35-38). This law had many social, financial, and spiritual implications, but two are especially worth mentioning. First, the law genuinely helped the poor by not making their situation worse. It was bad enough to have fallen into poverty, and it could be humiliating to have to seek assistance. But if, in addition to repaying the loan, a poor person had to make crushing interest payments, the obligation would be more hurtful than helpful.

Second, the law taught an important spiritual lesson. For a lender to forego interest on a loan to a poor person would be an act of mercy. He would be losing the use of that money while it was loaned out. Yet that would be a tangible way of expressing gratitude to God for His mercy in not charging His people “interest” for the grace He has extended to them. Just as God had mercifully brought the Israelites out of Egypt when they were nothing but penniless slaves and had given them a land of their own (Leviticus 25:38), so He expected them to express similar kindness to their own poor citizens.

Christians are in a parallel situation. The life, death, and resurrection of Jesus has paid our sin debt to God. Now, as we have opportunity, we can help others in need, particularly fellow believers, with loans that do not escalate their troubles. Jesus even gave a parable along these lines about two creditors and their attitude toward forgiveness (Matthew 18:23-35).

The Bible neither expressly forbids nor condones the borrowing of money. The wisdom of the Bible teaches us that it is usually not a good idea to go into debt. Debt essentially makes us a slave to the one who provides the loan. At the same time, in some situations going into debt is a “necessary evil.” As long as money is being handled wisely and the debt payments are manageable, a Christian can take on the burden of financial debt if it is absolutely necessary.

"How should a Christian view materialism?"

Answer: Materialism is defined as “the preoccupation with material things rather than intellectual or spiritual things.” If a Christian is preoccupied with material things, it is definitely wrong. That is not to say we cannot have material things, but the obsession with acquiring and caring for “stuff” is a dangerous thing for the Christian, for two reasons.

First, any preoccupation, obsession or fascination with anything other than God is sinful and is displeasing to God. We are to “love the Lord, your God, with all your heart, and with all your soul, and with all your might” (Deuteronomy 6:5), which is, according to Jesus, the first and greatest commandment (Matthew 22:37-38). Therefore, God is the only thing we can (and should) occupy ourselves with habitually. He alone is worthy of our complete attention, love and service. To offer these things to anything, or anyone, else is idolatry.

Second, when we concern ourselves with the material world, we are easily drawn in by the “deceitfulness of wealth” (Mark 4:19), thinking that we will be happy or fulfilled or content if only we had more of whatever it is we are chasing. This is a lie from the father of lies, Satan. He wants us to be chasing after something he knows will never satisfy us so we will be kept from pursuing that which is the only thing that can satisfy—God Himself. Luke 16:13 tells us we “cannot serve both God and money.” We must seek to be content with what we have, and materialism is the exact opposite of that contentment. It causes us to strive for more and more and more, all the while telling us that this will be the answer to all our needs and dreams. The Bible tells us that a person’s “life is not in the abundance of the things which he possesses” (Luke 12:15) and that we are to “seek first the kingdom of God and His righteousness” (Matthew 6:33).

If materialism was ever to satisfy anyone, it would have been Solomon, the richest king the world has ever known. He had absolutely everything and had more of it than anyone, and yet he found it was all worthless and futile. It did not produce happiness or the satisfaction our souls long for. He declared, “Whoever loves money never has money enough; whoever loves wealth is never satisfied with his income” (Ecclesiastes 5:10). In the end, Solomon came to the conclusion that we are to “fear God, and keep His commandments. For this is the whole duty of man” (Ecclesiastes 12:13).

"What does the Bible say about altar calls? Are altar calls biblical?"

Question: "What does the Bible say about altar calls? Are altar calls biblical?"

Answer:
The practice of altar calls—calling people forward after an evangelistic sermon to make a public confession of faith in Christ—has gained prominence in the 20th century primarily through “crusades” such as those of Billy Graham. Also known as the “invitation system,” altar calls are regularly practiced as part of some church services, especially in many Baptist denominations and other evangelical churches where altar calls are an integral part of the services.

While altar calls as practiced today are not found in the Bible, their advocates cite several biblical examples as support for using them. First, Christ called each of His disciples publicly, telling them “follow Me” (Matthew 4:19, 9:9) and expecting them to respond immediately, which they did. Jesus was demanding an outward identification with Himself on the part of those who would be His disciples. Of course, the problem of Judas, who also responded publicly by leaving his life behind and following Jesus, is that the “call” Judas responded to was not synonymous with salvation.

Proponents of the altar call also cite Matthew 10:32 as proof that a new believer must acknowledge Christ “before men” in order for Him to reciprocate. Calling people to the front of an arena or church is certainly acknowledging before men that a decision has been made. The question is whether that decision is genuinely motivated by a sincere repentance and faith or whether it is an emotional response to external stimuli such as swelling music, heartfelt pleas from the pulpit, or a desire to “go along with the crowd.” Romans 10:9 makes it clear that genuine salvation comes only from heartfelt belief, which will then result in a verbal confession of that faith.

Just like the sinner’s prayer, altar calls can be an outward expression of genuine repentance and faith in Christ. The danger is in looking to the prayer or the response as evidence of salvation (Matthew 7:22). True salvation results in a life of continual sanctification as the Holy Spirit within the true believer produces more and more of His fruit (Galatians 5:22-23) as evidence of the reality of saving faith.

Question: "What is the sinner's prayer?"

Answer: The sinner's prayer is a prayer a person prays to God when they understand that they are a sinner and in need of a Savior. Saying a sinner's prayer will not accomplish anything on its own. A true sinner's prayer only represents what a person knows, understands, and believes about their sinfulness and need for salvation.

The first aspect of a sinner's prayer is understanding that we are all sinners. Romans 3:10 proclaims, "As it is written, There is none righteous, no, not one." The Bible makes it clear that we have all sinned. We are all sinners in need of mercy and forgiveness from God (Titus 3:5-7). Because of our sin, we deserve eternal punishment (Matthew 25:46). The sinner's prayer is a plea for grace instead of judgment. It is a request for mercy instead of wrath.

The second aspect of a sinner's prayer is knowing what God has done to remedy our lost and sinful condition. God took on flesh and became a human being in the Person of Jesus Christ (John 1:1,14). Jesus taught us the truth about God and lived a perfectly righteous and sinless life (John 8:46; 2 Corinthians 5:21). Jesus then died on the cross in our place, taking the punishment that we deserve (Romans 5:8). Jesus rose from the dead to prove His victory over sin, death, and hell (Colossians 2:15; 1 Corinthians chapter 15). Because of all of this, we can have our sins forgiven and be promised an eternal home in Heaven - if we will just place our faith in Jesus Christ. All we have to do is believe that He died in our place and rose from the dead (Romans 10:9-10). We can be saved by grace alone, through faith alone, in Jesus Christ alone. Ephesians 2:8 declares, "For it is by grace you have been saved, through faith - and this not from yourselves, it is the gift of God."

Saying the sinner's prayer is simply a way of declaring to God that you are relying on Jesus Christ as your Savior. There are no "magical" words that result in salvation. It is only faith in Jesus' death and resurrection that can save us. If you understand that you are a sinner and in need of salvation through Jesus Christ, here is a sinner's prayer you can pray to God: "God, I know that I am a sinner. I know that I deserve the consequences of my sin. However, I am trusting in Jesus Christ as my Savior. I believe that His death and resurrection provided for my forgiveness. I trust in Jesus and Jesus alone as my personal Lord and Savior. Thank you Lord, for saving me and forgiving me! Amen!"

Did you pray the sinner's prayer and truly understand and believe what it teaches? If so, please click on the "I have accepted Christ today" button below.